Money Saving Tips
Avoid eating regularly at fast-food places. The
meals are relatively expensive ($3-6 each) and the food very bad for
you. At, say, $4 per meal, three meals a day, you're paying $360 per
month for bad food. At $6, you could be eating an inexpensive cut of
steak and a baked potato every night, if you cooked it yourself. The
following meals aren't exactly balanced, but they are a lot cheaper:
Meals for less than $1:
& Cheese is your friend. For variation, add slices of cooked
2. Ramen is your friend.
3. Peanut butter
& jelly or banana or cucumber sandwich.
5. Spaghetti and tomato sauce or chili.
6. Rice, with chopped vegetables, can add chopped cooked ham, or rice
7. Tuna fish sandwich.
9. Beanie Weenie - cook two sliced hot dogs, add a can of beans.
10. Baked potato, large - can add cooked vegetable toppings. (hint: if
you cook a baked potato in a microwave, be sure to poke holes in it,
and after it has cooked the appropriate time, wrap it in a terrycloth
towel and let it sit for several minutes to improve the texture).
11. Egg sandwiches (fried or hard-boiled).
12. Ground beef can be used for meatloaf, hamburgers, hamburger
13. Free pizza at Philosophy
Averaging $1 per meal, three meals a day, you're paying $90 a month
instead of $360. Cooking for yourself is the only way to go.
Places like WalMart are cheaper than Albertson's,
with items like cereal a buck or two less per box. Dollar stores can
also be a good value. It's also a good idea to buy generic brands and
use coupons! Also, it's cheaper to buy soda in bulk than from vending
Don't run up credit card debt. At the rates they
charge, your $6 fast food meal might wind up costing you $30.
Executives at credit card corporations don't need your charity.
1. Don't pay for cable TV. $50 bucks a month for 12
months is $600 bucks. Besides, you should be studying! And, anyway, you
only watch foreign films made prior to 1960.
2. Don't pay for a cell phone. $40 - $60 bucks a month for 12 months is
$480 - $720. An additional plus is that people will find you less
annoying in theatres, class, etc.
3. Don't pay for a car. A couple hundred bucks a month for a car + a
couple hundred bucks a month for insurance = you working 50 hours a
week at $8 per hour just to pay for it so you can drive to work. Try to
live within walking/bicycle distance to campus. For longer trips, use
the bus. For occasional longer trips to places you can't get to on a
bus, it's much cheaper to take a cab than to own a car. Plus you don't
have to pay for parking on campus or have the hassle of trying to find
a parking spot (and if you avoid these by parking at Cajun Field,
you'll be taking a bus anyway!).
4. Don't shop at the mall for clothes - $50 for a pair of jeans will
kill your budget fast. The local Goodwill stores are packed with cheap
clothes - those same jeans, already properly broken in, may cost you
only 50 cents. If you absolutely must by new, discount stores like
Marshall's will be a lot cheaper, especially if you carefully go
through the clearance sections.
5. Don't buy magazines off the rack. Many magazine distribution
services have steep discounts for students on the usual subscription
rate, and they regularly litter the campus with their pamphlets. You
can also just check out their web sites!
6. Buy books used. Especially over the Internet. There is some small
risk involved, but you can save a fortune. See my Bookhound
web page for some possibilities.
7. Quit smoking and clubs with entry fees.
8. Use free workout facilities at Bourgeois
Hall rather than paying for a gym membership. (They have indoor
facilities as well as a Student
9. Don't pay for internet service. You can access the internet free
through university labs, local libraries and even some cafes.